Buying a luxury car in Nigeria should be an exciting milestone — not a stressful puzzle. If you’re considering a premium vehicle in Lagos or anywhere in Nigeria, this practical guide covers the 10 most important things every discerning buyer should know before visiting a dealership.
1. Know the difference between certified and foreign-used
“Certified” means a vehicle has undergone a formal, documented inspection and reconditioning process by a trusted dealer or certified third party. Foreign-used (tokunbo) cars can be a great value, but they vary widely in quality and history. Ask for full inspection reports, service histories, and any certification paperwork before you commit.
- Ask for a digital inspection report (VIN, mileage log, repairs).
- Request proof of import documentation and customs clearance.
2. Understand transparent pricing — avoid hidden fees
Hidden fees are a common frustration. Always ask for an all-inclusive price breakdown that shows the vehicle price, taxes, inspection fees, registration costs, import duties (if applicable), and any dealer add-ons. A trustworthy dealership will provide an itemised quote in writing.
3. Always ask for the inspection report (and read it)
Top dealerships provide a detailed multi-point inspection report (e.g., a 40-point inspection). Key areas to check: engine, transmission, suspension, brakes, electronics, and service history. If the dealer can’t produce an inspection report, consider that a red flag.
4. Verify chassis & VIN — avoid surprises
Confirm that the VIN and chassis numbers on the car match the documents. If you’re not mechanically inclined, ask the dealer to show you the VIN plate and compare it with the title documents. Mismatched numbers are a major warning sign.
5. Understand warranty options and after-sales support
True luxury ownership includes reliable after-sales care. Ask about:
- Warranty length and what’s covered
- Authorized service centres and timeframes for repairs
- Loaner vehicles or courtesy transport during long repairs
Stock Motorcars, for example, provides certified vehicles plus clear warranty and service packages tailored for Nigerian conditions. See our service plans.
6. Test the technology — don’t be dazzled by features alone
Modern luxury cars are packed with tech — infotainment, ADAS, navigation, and connected services. During your test drive, check that all systems respond properly and that updates or subscriptions won’t be required immediately after purchase.
7. Check after-sales availability: parts and skilled technicians
High-end cars require specialist parts and trained technicians. Ask your dealer about parts availability in Nigeria, expected repair timelines, and whether the dealership uses OEM components. Fast, reliable after-sales service is worth paying for.
8. Understand the car’s history — accidents, modifications, and mileage
Request an independent vehicle history check (where possible) and ask specifically about any collisions, frame repairs, or aftermarket modifications. Openly disclosed history is a hallmark of a trustworthy dealer.
9. Review financing and total cost of ownership
Luxury ownership is about the long term. Understand financing options, interest rates, insurance, and expected maintenance costs. Ask for a clear total cost of ownership estimate so you’re not blindsided after purchase. Read about financing.
10. Choose a dealership with a proven reputation — read reviews, ask for references
Reputation matters. Look for reviews, testimonials, and independent feedback. Ask the dealer for customer references and check social proof — deliveries, verified inspections, and service outcomes. A reputable dealership will welcome due diligence.
Why Stock Motorcars?
At Stock Motorcars we prioritise transparency, certified inspections, and premium after-sales support across Lagos and the wider Nigerian market. If you’re ready to experience luxury car buying without surprises, our team is here to guide you — from first inspection to white-glove delivery.
Quick checklist: What to bring to the dealership
- Valid ID and proof of address
- Pre-approved finance paperwork (if applicable)
- List of questions about warranty, parts, and maintenance
- Phone to record VIN/chassis and take photos
